American Express

 Finding the right credit card can be tough. We’ve listed what we believe to be the best credit cards in seven different categories, for each of four different credit profiles – excellent, good, fair/average, and poor.
American Express Blue Cash Preferred® Card
  • after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $250 back in the form of a statement credit.
  • Earn 6% cash back at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 12 months from the date of account opening.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 6%
$95
12.99% - 23.99% variable APR
700 - 850
American Express Cash Magnet® Card
  • Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.
  • Earn unlimited 1.5% Cash Back on your purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Amex Offers rewards you at places you like to shop, dine, travel, and more. Simply log in to your account or use the American Express® App to add offers to your Card.
Cashback
Annual Fee
Regular APR
Credit Score
1.5%
$0
12.99% - 23.99% variable APR
700 - 850
American Express Blue Cash Everyday® Card
  • EARN $150 BACK after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.
  • 3% CASH BACK at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%).
  • 2% CASH BACK at U.S. gas stations & select U.S. department stores.
  • Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 3%
$0
12.99% - 23.99% variable APR
700 - 850
American Express The Business Platinum Card®
  • Earn 75,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Make Business Purchases Rewarding. Get 50% More Points on each eligible purchase of $5K or more. Up to 1 million additional points per calendar year.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$595
14.99% - 25.99% variable APR
700 - 850
American Express Delta SkyMiles® Platinum Business Card
  • Earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs)after you spend $3,000 in purchases on your new Card in your first 3 months. In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • As a member of Delta SkyMiles® Program, you can use miles toward flights, seat upgrades, car rentals, merchandise, gift cards, and more. Miles do not expire, and there are no limits to how many you can earn.
  • First Checked Bag Free,Main Cabin 1 Priority Boarding Companion Certificate upon renewal
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
13.99% - 23.99% variable APR
670 - 850
American Express Blue Business Cash™ Card
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • As a Card Member, you can be covered if your eligible rental car is damaged or stolen when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter.
  • Make business purchases over your credit limit* when you need to with no penalty or enrollments, and still earn cash back on those purchases.
  • No Annual fee, ever.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 2%
$0
13.24% - 19.24% variable APR
650 - 850