Balance Transfer

 Finding the right credit card can be tough. We’ve listed what we believe to be the best credit cards in seven different categories, for each of four different credit profiles – excellent, good, fair/average, and poor.
Discover it® Cash Back
  • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping.
  • Plus, earn unlimited 1% cash back on all other purchases – automatically. 5% Cashback Calendar.
  • Your Cash Back Never Expires: Redeem in any amount, at any time.
  • They are automatically match all the cash back you've earned at the end of your first year.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
11.99% - 22.99% variable APR
670 - 850
Citi® Double Cash Card
  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance transfers must be completed within 4 months of account opening.
  • 0% Intro APR for 18 months on balance transfers; after that, the variable APR will be 13.99% - 23.99% based on your creditworthiness.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
13.99% - 23.99% variable APR
670 - 850
TD Cash Credit Card
  • Earn $150 Cash Back when you spend $500 within 90 days after account opening.
  • 0% introductory APR on purchases and balance transfers for first 15 billing cycles after account opening. After that, 12.99%, 17.99% or 22.99% variable APR based on your credit worthiness.
  • Earn 3% Cash Back on dining,2% Cash Back at grocery stores,1% Cash Back on other purchases.
  • No annual fee,No limits,No foreign transaction fees.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
17.99% - 22.99% variable APR
750 - 850
American Express Blue Cash Preferred® Card
  • after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $250 back in the form of a statement credit.
  • Earn 6% cash back at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 12 months from the date of account opening.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 6%
$95
12.99% - 23.99% variable APR
700 - 850