Cash Back

 Finding the right credit card can be tough. We’ve listed what we believe to be the best credit cards in seven different categories, for each of four different credit profiles – excellent, good, fair/average, and poor.
Discover it® Cash Back
  • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping.
  • Plus, earn unlimited 1% cash back on all other purchases – automatically. 5% Cashback Calendar.
  • Your Cash Back Never Expires: Redeem in any amount, at any time.
  • They are automatically match all the cash back you've earned at the end of your first year.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
11.99% - 22.99% variable APR
670 - 850
Chase Freedom Unlimited® credit card
  • Best Freedom bonus offer: $200 cash back after you spend $500 on purchases in your first 3 months from account opening.*Same page link to Offer Details Offer only available when applying directly with Chase.
  • Earn unlimited 1.5% cash back on every purchase. No minimum to redeem for cash back.
  • 0% intro APR for 15 months from account opening on purchases.†Same page link to Pricing and Terms After the intro period, a variable APR of 14.99%–23.74%.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 1.5%
$0
14.99%–23.74% variable APR
650 - 850
Citi® Double Cash Card
  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance transfers must be completed within 4 months of account opening.
  • 0% Intro APR for 18 months on balance transfers; after that, the variable APR will be 13.99% - 23.99% based on your creditworthiness.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
13.99% - 23.99% variable APR
670 - 850
TD Cash Credit Card
  • Earn $150 Cash Back when you spend $500 within 90 days after account opening.
  • 0% introductory APR on purchases and balance transfers for first 15 billing cycles after account opening. After that, 12.99%, 17.99% or 22.99% variable APR based on your credit worthiness.
  • Earn 3% Cash Back on dining,2% Cash Back at grocery stores,1% Cash Back on other purchases.
  • No annual fee,No limits,No foreign transaction fees.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
17.99% - 22.99% variable APR
750 - 850
American Express Blue Cash Preferred® Card
  • after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $250 back in the form of a statement credit.
  • Earn 6% cash back at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 12 months from the date of account opening.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 6%
$95
12.99% - 23.99% variable APR
700 - 850
American Express Blue Cash Everyday® Card
  • EARN $150 BACK after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.
  • 3% CASH BACK at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%).
  • 2% CASH BACK at U.S. gas stations & select U.S. department stores.
  • Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 3%
$0
12.99% - 23.99% variable APR
700 - 850
American Express Cash Magnet® Card
  • Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.
  • Earn unlimited 1.5% Cash Back on your purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Amex Offers rewards you at places you like to shop, dine, travel, and more. Simply log in to your account or use the American Express® App to add offers to your Card.
Cashback
Annual Fee
Regular APR
Credit Score
1.5%
$0
12.99% - 23.99% variable APR
700 - 850