Rewards

 Finding the right credit card can be tough. We’ve listed what we believe to be the best credit cards in seven different categories, for each of four different credit profiles – excellent, good, fair/average, and poor.
Chase Sapphire Reserve® Credit Card
  • Earn 50,000 bonus points After you spend $4,000 on purchases in the first 3 months from account opening.
  • Get 50% more value when you redeem for travel through Chase Ultimate Rewards.
  • 3X Points on Travel Worldwide, immediately after earning your $300 annual travel credit.
  • Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$95
16.99% - 23.99% variable APR
700 - 850
American Express The Platinum Card®
  • Earn 60,000 Membership Rewards® Points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • With Fine Hotels & Resorts, you can receive complimentary benefits with an average total value of $550.
  • Earn 5X Membership Rewards® points for flights booked directly with airlines or with American Express Travel.Earn 5X Membership Rewards® points on prepaid hotels.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$95
16.99% - 23.99% variable APR
700 - 850
American Express® Gold Card
  • EARN 50,000 MEMBERSHIP REWARDS® POINTS after you spend $4,000 on purchases on your new Card in your first 3 months.
  • Earn 4X Membership Rewards® points when you dine at restaurants worldwide.
  • Earn 4X Membership Rewards® points at US supermarkets on up to $25,000 per calendar year in purchases.
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$250
15.99% - 22.99% variable APR
700 - 850
American Express Blue Cash Preferred® Card
  • after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $250 back in the form of a statement credit.
  • Earn 6% cash back at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 12 months from the date of account opening.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 6%
$95
12.99% - 23.99% variable APR
700 - 850
Citi Rewards+ Credit Card
  • Earn 15,000 bonus points after qualifying purchases plus our low intro APR for over one year.
  • Get a 0% intro APR on purchases and balance transfers for 15 months. After that the variable APR will be 13.49% - 23.49% based upon your creditworthiness.
  • Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 per year and then 1 ThankYou® Point per $1 spent thereafter.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
13.49% - 23.49% variable APR
700 - 850
Citi® AAdvantage® Platinum Select®
  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 within the first 3 months of account opening.
  • After you spend $20,000 or more in purchases during your card year and renew your card.
  • $125 American Airlines flight discount,Earn 2X AAdvantage® miles.
  • First checked bag free,No foreign transaction fees.
  • Annual Fee: $99, fee waived for the first 12 months.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
N/A
15.99% - 24.99% variable APR
700 - 850