Visa

 Finding the right credit card can be tough. We’ve listed what we believe to be the best credit cards in seven different categories, for each of four different credit profiles – excellent, good, fair/average, and poor.
Chase Freedom Unlimited® credit card
  • Best Freedom bonus offer: $200 cash back after you spend $500 on purchases in your first 3 months from account opening.*Same page link to Offer Details Offer only available when applying directly with Chase.
  • Earn unlimited 1.5% cash back on every purchase. No minimum to redeem for cash back.
  • 0% intro APR for 15 months from account opening on purchases.†Same page link to Pricing and Terms After the intro period, a variable APR of 14.99%–23.74%.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 1.5%
$0
14.99%–23.74% variable APR
650 - 850
Chase Sapphire Reserve® Credit Card
  • Earn 50,000 bonus points After you spend $4,000 on purchases in the first 3 months from account opening.
  • Get 50% more value when you redeem for travel through Chase Ultimate Rewards.
  • 3X Points on Travel Worldwide, immediately after earning your $300 annual travel credit.
  • Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$95
16.99% - 23.99% variable APR
700 - 850
Chase Southwest Rapid Rewards® Plus Credit Card
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months from account opening.
  • 3,000 points every year on your Cardmember anniversary, Earn 2 points for every $1 you spend on Southwest Airlines® purchases.Earn 1 point for every $1 you spend on all other purchases.
  • Unlimited reward seats with no blackout dates or seat restrictions,Bags fly free,No change fees.
  • You can use your points towards Southwest destinations in Mexico, Central America, and the Caribbean.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$69
15.99% - 22.99% variable APR
640 - 850
Chase Sapphire Preferred® credit card
  • after you spend $4,000 on purchases in the first 3 months from account opening.Same page link to Offer Details That's $750 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 2X points on travel and dining at restaurants- from airfare and hotels to fine dining and cafés.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$95
15.99%–22.99% variable APR
700 - 850
TD Cash Credit Card
  • Earn $150 Cash Back when you spend $500 within 90 days after account opening.
  • 0% introductory APR on purchases and balance transfers for first 15 billing cycles after account opening. After that, 12.99%, 17.99% or 22.99% variable APR based on your credit worthiness.
  • Earn 3% Cash Back on dining,2% Cash Back at grocery stores,1% Cash Back on other purchases.
  • No annual fee,No limits,No foreign transaction fees.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
17.99% - 22.99% variable APR
750 - 850